TGJB - nice wager! While interpreting the sheet numbers is certainly a skill, setting up the wagers and the savers you sketched might be more of a skill. In particular, how you mentioned A)you thought the crowd was backing a slow horse in the 7th, and that you could beat the big favorite in the 8th, thus eliminating 90% of the competetion. Thus the pick 4 wager, and the 3x2x4x2 format. If you would, could you go into a bit more detail on how you set up the wager, (I used the winner half as much as the pick 4 in the 7th, used the winner 3 times as much in the pick 4\'s, etc.\" I am not interested in the size of each wager, just trying to learn better how to construct them, and set up up wager savers to insure you for instance you do not have a scenario where - you have the $82 winner in the pick 4, with no other savers, or lose the photo in the 10th, and any of the myriad of ways to lose the wager. It sounds like you had multiple ways set to at least attempt to break even, and if all things work out, make a major score. Since most people are pretty fair at the handicapping part of the picture, but horrible at wager construction piece of the puzzle, I am just looking for idea\'s there. If so thanks for the help - BB