Kev, you are kinda missing the point here. Riskaverse did NOT go way back. My whole point in doing this is to point out that the Ragozin numbers, at this point, are worse than useless-- they are toxic. I say this in all seriousness- they are way off in many cases, and dangerous to those who take them seriously. And I\'m providing just the most obvious examples, with horses everyone is focusing on at the same time, and which are easy to see and understand.